Philosophy and Mission

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 To help my clients achieve consistently desirable results through a disciplined approach to mortgage and MSR pricing and valuation, with unwavering attention to understanding, measuring and mitigating risk. 

 As an independent consultant, my focus is purely on the requirements and goals of my clients.  My philosophy is based on a core set of principles:

• Communication - My experience and skills are important to my clients. Equally important is the need to communicate complex ideas in a clear and simple manner, and to establish measurable pathways to desired results.
  
• Honesty - My practice is based on a transparent business model. I keep my clients fully informed and strive to ensure they understand all aspects of the business relationship before we solidify any commitment.
  
• Reliability - I meet or exceed each of our goals and promises. Otherwise, I do not make them.
  
• Quality - This is the foundation of my practice.  I use advanced tools and techniques to ensure the highest quality solutions.
  
• Vision - The mortgage industry undergoes constant change.  While this is often viewed as a cause for concern, I view it as generating endless possibilities for the future.  I strive to work with my clients to make the most of the opportunities such change presents.